Terms of use

1. Acceptance of Terms

By accessing or using any part of the Soul Finance Institute website and its services, you agree to be bound by these Terms of Use. If you do not agree to all the terms and conditions stated here, you may not access the site or use any services.

Soul Finance Institute reserves the right to update, change, or replace any part of these Terms at its sole discretion. It is your responsibility to check this page periodically for changes. Continued use of the website following any updates constitutes acceptance of those changes.


2. Use of the Website

You agree to use the site and services for lawful purposes only. You shall not:

  • Violate any applicable laws or regulations.

  • Attempt to gain unauthorized access to our systems or interfere with the operation of our site.

  • Reproduce, duplicate, copy, sell, or exploit any portion of the content without express written permission.


3. Eligibility

By using this website, you affirm that you are at least 18 years old or have received parental or guardian consent to enter into these Terms and use the services.


4. Account Registration

Certain features require you to register for an account. You are responsible for:

  • Maintaining the confidentiality of your account information.

  • All activities that occur under your account.

  • Notifying us immediately of any unauthorized use of your account.

We reserve the right to terminate accounts that provide false or misleading information.


5. Intellectual Property

All content on this site—including but not limited to course materials, videos, graphics, text, logos, and software—is the property of Soul Finance Institute and is protected by intellectual property laws.

You may not use, copy, reproduce, distribute, or create derivative works without explicit permission from us.


6. Payment and Fees

Prices for services and courses are listed in Singapore Dollars (SGD) and are subject to change without notice. All payments must be made in full at the time of enrollment unless otherwise stated.

We use secure third-party payment processors. Soul Finance Institute is not liable for any payment processing issues arising from third-party platforms.


7. Service Disclaimer

Soul Finance Institute provides financial education and training for informational and educational purposes only. We do not offer personalized financial advice, investment strategies, or legal counsel.

We make every effort to ensure the accuracy and relevance of the content, but we make no guarantees that the information will be complete, up-to-date, or suitable for your specific circumstances.

You acknowledge and agree that your use of any information provided through our services is at your own risk, and you should consult a qualified financial advisor or legal expert when making any financial or business decisions.


8. Refund Policy

We strive to deliver high-quality training and satisfaction to our learners. However, due to the nature of digital content and services:

  • Refunds will only be considered if requested within 7 days of the initial purchase and only if the course has not been accessed or started.

  • Refund requests must be sent in writing to support@soulfinancepro.com with the purchase details and reason for the refund.

  • We reserve the right to decline refund requests that do not meet these conditions.

Courses that include downloadable materials, certification exams, or have been partially completed are not eligible for a refund.

All decisions regarding refunds are at the sole discretion of Soul Finance Institute and are final.


9. Limitation of Liability

To the maximum extent permitted by law, Soul Finance Institute shall not be liable for any direct, indirect, incidental, punitive, or consequential damages resulting from:

  • Your access to or use of the website and services.

  • Any errors or omissions in the content.

  • Technical issues or delays in service delivery.


10. Termination

We reserve the right to suspend or terminate your access to the site and services at any time, without notice, for conduct that violates these Terms or is otherwise harmful to our interests or the experience of other users.


11. Governing Law

These Terms shall be governed and construed in accordance with the laws of Singapore. Any disputes shall be subject to the exclusive jurisdiction of the courts of Singapore.


12. Contact Information

If you have any questions about these Terms, please reach out to us at:
Email: support@soulfinancepro.com